Principal Mutual Fund

Principal Financial Services Inc., USA (Holding Company of Principal Financial Group (Maritius) Limited / a member of the Principal Financial Group Inc., USA)

The Principal Financial Group

Delivers top-quality retirement, mutual funds, life insurance and asset-management services with $335.8 billion in assets under management¹.

Manages assets for 13 of the top 25 largest pension funds in the United States².

Is the 33^rd largest manager of worldwide assets³

Is a publicly traded company on the New York Stock Exchange (NYSE ticker symbol: PFG)

Provides financial services to more than 16.5 million customers worldwide from offices in Asia, Australia, Europe, Latin America, Middle East and the United States¹.

At the Principal Financial Group*, our comprehensive knowledge of retirement services and asset management gives it a true edge in the marketplace. This knowledge and experience has helped The Principal* become a global leader in delivering high-quality financial services to clients around the world through its diverse family of companies.

As the 401(k) leader in the U.S.A⁴, and a member of the FORTUNE 500 and the S&P 500, The Principal has become a trusted source for clients since 1879. Our diversity of strengths and skills increases our ability to deliver innovative solutions to millions of individuals and businesses around the world.

Building on our strong reputation in the United States, The Principal has steadily entered markets around the globe. We pride ourselves on our long record of providing value through our expertise in investments, administration, system design, distribution management, education and client service.

For more information, visit www.principal.com.

FINANCIAL STRENGTH RATINGS ⁵

A+ (Superior) - A.M. Best Company, as of December 2010. Second highest of 16 rating levels.

Aa3 (Excellent) - Moody's Investors Service, as of August 2011. Fourth highest of 21 rating levels.

A (Strong) - Standard & Poor's Rating Group, as of December 2010. Sixth highest of 21 rating levels.

AA - (Very strong) Fitch, as of June 2011. Fourth highest of 21 rating levels.

1. As of June 30, 2011
2. Derived from the PENSIONS & INVESTMENTS "P&I 1,000" report on the largest pension plans dated Feb 7, 2011.
3. Out of 716 managers profiled, Managers ranked by total worldwide institutional assets under management, as of Dec. 31, 2010. 'The Largest Managers - Worldwide', PENSIONS & INVESTMENTS, June 27, 2011
4. The Principal Financial Group ranks number one in bundled 401(k) defined contribution plans, Spectrem Group Analysis of fully bundled 401 (k) plans, February 2010
5. Financial strength ratings are assigned to the largest operating subsidiary Principal Life Insurance Company, and to Principal National Life Insurance Company. A high rating by a particular firm does not constitute an endorsement of the rated insurer by the ratings firm.

Punjab National Bank:

With over 60 million satisfied customers and more than 5100 offices including 5 overseas branches, PNB has continued to retain its leadership position amongst the nationalized banks. The bank enjoys strong fundamentals, large franchise value and good brand image. Besides being ranked as one of India's top service brands, PNB has remained fully committed to its guiding principles of sound and prudent banking. Apart from offering banking products, the bank has also entered the credit card, debit card; bullion business; life and non-life insurance; Gold coins & asset management business, etc. PNB has earned many awards and accolades during the year in appreciation of excellence in services, Corporate Social Responsibility (CSR) practices, transparent governance structure, best use of technology and good human resource management. For more information visit www.pnbindia.com.

Vijaya Bank:

Vijaya Bank established in 1931, has built a network of about 1200 branches,49 Extention Counters and 551 ATMs as at 30.06.2011, that span all 28 states and 4 union territories in the country. For more information, visit www.vijayabank.com

We'll give you an edge®

We'll give you an edge^®