About Principal Mutual Fund

We are part of the Principal Financial Group -- a global investment management leader headquartered in Des Moines, Iowa, US. In India, we bring on board the financial strength and global experience of over 140 years in asset accumulation of Principal Financial Group.

• We started doing business in India in 2000
• Our team serves over 5 lakh customers 
• We work with over 20,000 empaneled distributors across the country
• We imbibe ethical standards of our parent company - Principal Financial Group in offering quality investment and long-term financial solutions.

Established in 1879, Principal Financial Group today is a member of the Fortune 500^® and has over $696 billion in assets under management (as on June 30, 2019).

Since its inception, Principal has been helping people and companies around the world to build, protect and advance their financial well-being, with its retirement insurance and asset management expertise.

Principal Financial Group serves more than 22 million customers with a strength of over 14,000 employees worldwide.

The core of our investment philosophy lies in Clarity and Integrity. We aim to provide diversified investment options that are designed to meet investment needs across all stages of life.

Our equity investment philosophy:

 We believe that over medium to long-term, the fundamentals of the company reflect in their stock prices. We trust that bottom-up stock selection combined with disciplined risk management is the source of consistent outperformance. Our fund managers and analysts actively monitor companies to identify those with improving fundamentals and attractive relative valuations.

Our investment philosophy for fixed income:

 We aim to ensure that the returns from your investment suitably compensate the fund for the interest rate risk, the credit risk and the liquidity risk – inherent components in any fixed income investment. To manage this, our fixed income team regularly monitors macroeconomic parameters along with company-specific fundamentals and uses these inputs to actively manage the portfolios.