Principal Personal Tax Saver Fund

Principal Personal Tax Saver Fund

NAV

(as on 24-01-2020)

206.19

3 YRS CAGR

(as on 24-01-2020)

7.35%

CAGR since inception

(since 01-01-2013)

10.49%

AUM

(as on 31-Dec-2019)

255.44 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 24-01-2020
* Benchmark : Nifty 500 Index - TRI
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 24-01-2020
* Benchmark : Nifty 500 Index - TRI
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 24-01-2020
* Benchmark : Nifty 500 Index - TRI
* Additional Benchmark : Nifty 50 Index - TRI
As on 31-Dec-2019
As on 31-Dec-2019
% of NAV
Sector
28.42%
Banks
10.86%
Consumer Non Durables
9.69%
Finance
8.39%
Software
6.90%
Petroleum Products
5.65%
Pharmaceuticals
4.22%
Construction Project
3.80%
Power
3.36%
Textile Products
2.36%
Cement
2.36%
Auto
2.32%
Gas
2.05%
Auto Ancillaries
1.55%
Telecom - Services
1.09%
Ferrous Metals
1.07%
Minerals/Mining
1.03%
Services
0.73%
Media & Entertainment
0.73%
Fertilisers
0.70%
Construction
0.53%
Industrial Products
0.46%
Retailing
0.42%
Chemicals
0.31%
Non - Ferrous Metals
0.16%
Consumer Durables
As on 31-Dec-2019
% to NET Assets
Name
8.09%
HDFC Bank Ltd.
7.03%
ICICI Bank Ltd.
6.00%
Reliance Industries Ltd.
4.19%
Infosys Ltd.
3.70%
Housing Development Finance Corporation Ltd.
3.55%
Kotak Mahindra Bank Ltd.
3.50%
Tata Consultancy Services Ltd.
3.45%
Larsen & Toubro Ltd.
3.38%
State Bank of India
3.28%
ITC Ltd.
2.35%
Axis Bank Ltd.
2.31%
Tata Power Company Ltd.
2.22%
Max Financial Services Ltd.
2.11%
Marico Ltd.
1.99%
GlaxoSmithKline Consumer Healthcare Ltd.
1.71%
IndusInd Bank Ltd.
1.70%
Dabur India Ltd.
1.64%
Hero MotoCorp Ltd.
1.63%
GAIL (India) Ltd.
1.62%
City Union Bank Ltd.
1.61%
Abbott India Ltd.
1.55%
Bharti Airtel Ltd.
1.55%
Exide Industries Ltd.
1.55%
Ultratech Cement Ltd.
1.53%
Britannia Industries Ltd.
1.53%
Sun Pharmaceutical Industries Ltd.
1.49%
NTPC Ltd.
1.40%
SRF Ltd.
1.32%
Equitas Holdings Ltd.
1.27%
Page Industries Ltd.
1.17%
Divi's Laboratories Ltd.
1.10%
Bajaj Finance Ltd.
1.07%
Coal India Ltd.
1.03%
Indian Railway Catering & Tourism Corporation Ltd.
0.90%
Hindustan Petroleum Corporation Ltd.
0.78%
SBI Life Insurance Company Ltd.
0.77%
Ircon International Ltd.
0.73%
Chambal Fertilisers and Chemicals Ltd.
0.73%
Zee Entertainment Enterprises Ltd.
0.72%
Maruti Suzuki India Ltd.
0.71%
Tata Steel BSL Ltd.
0.70%
HCL Technologies Ltd.
0.69%
Gujarat State Petronet Ltd.
0.69%
The Federal Bank Ltd.
0.69%
Raymond Ltd.
0.57%
ICICI Prudential Life Insurance Company Ltd.
0.53%
Astral Poly Technik Ltd.
0.51%
Kajaria Ceramics Ltd.
0.50%
MRF Ltd.
0.50%
Aurobindo Pharma Ltd.
0.49%
TREPS 01-Jan-2020
0.47%
Birla Corporation Ltd.
0.46%
Aditya Birla Fashion and Retail Ltd.
0.43%
Torrent Pharmaceuticals Ltd.
0.42%
Tata Chemicals Ltd.
0.41%
Dishman Carbogen Amcis Ltd.
0.38%
Tata Steel Ltd.
0.31%
Hindalco Industries Ltd.
0.28%
Cash & Cash Equivalents
0.25%
Tata Global Beverages Ltd.
0.25%
The India Cements Ltd.
0.19%
Gayatri Projects Ltd.
0.11%
Bajaj Electricals Ltd.
0.09%
ACC Ltd.
0.07%
364 DAY T-BILL 09-Jan-2020
0.05%
Whirlpool of India Ltd.

Benchmark

Nifty 500 Index - TRI

Additional Benchmark

Nifty 50 Index - TRI

Horizon

3 years and above

Age

7 Yrs 25 Days

Performance

Suitable for

1. Long term capital growth with a three year lock-in.
2. Investment in equity and equity related securities including equity derivatives of large capitalization companies.

Investment Objective

To provide long term growth of capital. The Investment Manager will aim to achieve a return on assets in excess of the performance of S&P BSE 100 Index.

WHY INVEST IN Principal Personal Tax Saver Fund?

• The fund provides tax deduction under section 80C of the Income Tax Act.
• It is a diversified equity fund that invests in fundamentally strong companies across market capitalization.
• It aims to outperform benchmark across market cycles owing to its multi cap investment flexibility.

minimum investment

New Investor: Rs 500
Existing Investor: Rs 500

options

Both the Plans do not have any options at present

OTHER DETAILS

Exit Load:

Nil

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 500*
STP - Rs 500*
RWP - Rs 500*
(STP and RWP - Available after lock-in period)
*6 installments each

Cut Off Time

3.00 p.m. In respect of purchase/switch-in of units for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 3.00 p.m. and receipt of application (duly time stamped).
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fund manager

Sudhir Kedia

Sudhir Kedia

Mr. Sudhir Kedia has over 13 years of experience in research and asset...
funds managed