Principal Personal Tax Saver Fund

Principal Personal Tax Saver Fund

NAV

(as on 18-10-2019)

193.59

3 YRS CAGR

(as on 18-10-2019)

3.62%

CAGR since inception

(since 01-01-2013)

9.89%

AUM

(as on 30-Sep-2019)

249.01 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 18-10-2019
* Benchmark : Nifty 500 Index - TRI
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 18-10-2019
* Benchmark : Nifty 500 Index - TRI
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

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Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 18-10-2019
* Benchmark : Nifty 500 Index - TRI
* Additional Benchmark : Nifty 50 Index - TRI
As on 30-Sep-2019
As on 30-Sep-2019
% of NAV
Sector
26.40%
Banks
12.65%
Consumer Non Durables
8.80%
Software
6.53%
Finance
5.41%
Cement
5.27%
Construction Project
4.74%
Petroleum Products
4.33%
Pharmaceuticals
4.13%
Power
2.18%
Auto
2.13%
Chemicals
2.10%
Fertilisers
2.05%
Telecom - Services
1.78%
Textile Products
1.61%
Ferrous Metals
1.51%
Consumer Durables
1.30%
Auto Ancillaries
1.19%
Hotels, Resorts And Other Recreational Activities
1.04%
Minerals/Mining
0.86%
Industrial Products
0.47%
Construction
0.29%
Diversified Consumer Services
As on 30-Sep-2019
% to NET Assets
Name
5.94%
HDFC Bank Ltd.
5.84%
ICICI Bank Ltd.
4.74%
Reliance Industries Ltd.
3.82%
Kotak Mahindra Bank Ltd.
3.44%
Tata Consultancy Services Ltd.
3.39%
ITC Ltd.
3.38%
State Bank of India
3.21%
TREPS 01-Oct-2019
3.15%
Larsen & Toubro Ltd.
3.06%
Infosys Ltd.
2.88%
Marico Ltd.
2.72%
SBI Life Insurance Company Ltd.
2.62%
Tata Power Company Ltd.
2.34%
Housing Development Finance Corporation Ltd.
2.15%
Dabur India Ltd.
2.10%
Chambal Fertilisers and Chemicals Ltd.
2.10%
GlaxoSmithKline Consumer Healthcare Ltd.
2.05%
Bharti Airtel Ltd.
1.92%
Axis Bank Ltd.
1.78%
SRF Ltd.
1.73%
The India Cements Ltd.
1.71%
Ultratech Cement Ltd.
1.61%
IndusInd Bank Ltd.
1.55%
City Union Bank Ltd.
1.52%
Britannia Industries Ltd.
1.51%
Bajaj Electricals Ltd.
1.51%
NTPC Ltd.
1.51%
Tata Chemicals Ltd.
1.47%
ICICI Prudential Life Insurance Company Ltd.
1.43%
Tech Mahindra Ltd.
1.41%
Sun Pharmaceutical Industries Ltd.
1.34%
Abbott India Ltd.
1.19%
The Indian Hotels Company Ltd.
1.15%
Asahi India Glass Ltd.
1.12%
ACC Ltd.
1.10%
Hindustan Construction Company Ltd.
1.09%
Hero MotoCorp Ltd.
1.09%
Bajaj Auto Ltd.
1.04%
Coal India Ltd.
1.02%
Ircon International Ltd.
0.91%
Dishman Carbogen Amcis Ltd.
0.87%
HCL Technologies Ltd.
0.87%
Kirloskar Ferrous Industries Ltd.
0.86%
Ramkrishna Forgings Ltd.
0.85%
Birla Corporation Ltd.
0.84%
Bank of Baroda
0.77%
Karur Vysya Bank Ltd.
0.74%
Steel Authority of India Ltd.
0.73%
The Federal Bank Ltd.
0.67%
Aurobindo Pharma Ltd.
0.62%
Phillips Carbon Black Ltd.
0.61%
The Bombay Burmah Trading Corporation Ltd.
0.47%
Gayatri Projects Ltd.
0.29%
CL Educate Ltd.
0.15%
Rico Auto Industries Ltd.
0.08%
91 DAY T-BILL 17-Oct-2019
0.02%
8.00% Britannia Industries Ltd. 28-Aug-2022
-0.08%
Cash & Cash Equivalents

Benchmark

Nifty 500 Index - TRI

Additional Benchmark

Nifty 50 Index - TRI

Horizon

3 years and above

Age

6 Yrs 293 Days

Performance

Suitable for

1. Long term capital growth with a three year lock-in.
2. Investment in equity and equity related securities including equity derivatives of large capitalization companies.

Investment Objective

To provide long term growth of capital. The Investment Manager will aim to achieve a return on assets in excess of the performance of S&P BSE 100 Index.

WHY INVEST IN Principal Personal Tax Saver Fund?

• The fund provides tax deduction under section 80C of the Income Tax Act.
• It is a diversified equity fund that invests in fundamentally strong companies across market capitalization.
• It aims to outperform benchmark across market cycles owing to its multi cap investment flexibility.

minimum investment

New Investor: Rs 500
Existing Investor: Rs 500

options

Both the Plans do not have any options at present

OTHER DETAILS

Exit Load:

Nil

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 500*
STP - Rs 500*
RWP - Rs 500*
(STP and RWP - Available after lock-in period)
*6 installments each

Cut Off Time

3.00 p.m. In respect of purchase/switch-in of units for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 3.00 p.m. and receipt of application (duly time stamped).
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fund manager

Ravi Gopalakrishnan Principal Hybrid Equity Fund Manager

Ravi Gopalakrishnan

Mr. Ravi Gopalakrishnan has over 25 years of experience in research an...
funds managed