Principal Personal Tax Saver Fund

Principal Personal Tax Saver Fund

NAV

(as on 01-07-2020)

178.92

3 YRS CAGR

(as on 01-07-2020)

-1.67%

CAGR since inception

(since 01-01-2013)

7.8%

AUM

(as on 31-May-2020)

202.92 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 01-07-2020
* Benchmark : Nifty 500 Index - TRI
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 01-07-2020
* Benchmark : Nifty 500 Index - TRI
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 01-07-2020
* Benchmark : Nifty 500 Index - TRI
* Additional Benchmark : Nifty 50 Index - TRI
As on 31-May-2020
As on 31-May-2020
% of NAV
Sector
19.36%
Banks
12.40%
Consumer Non Durables
9.64%
Petroleum Products
8.48%
Software
8.35%
Finance
7.00%
Pharmaceuticals
4.59%
Auto
4.12%
Construction Project
3.43%
Industrial Products
2.99%
Consumer Durables
2.57%
Telecom - Services
2.51%
Cement
2.20%
Power
2.09%
Pesticides
2.05%
Auto Ancillaries
1.39%
Textile Products
1.20%
Construction
1.09%
Ferrous Metals
1.05%
Gas
0.74%
Chemicals
0.48%
Industrial Capital Goods
0.39%
Retailing
As on 31-May-2020
% to NET Assets
Name
7.81%
Reliance Industries Ltd.
6.84%
HDFC Bank Ltd.
5.70%
ICICI Bank Ltd.
4.31%
Infosys Ltd.
4.12%
Larsen & Toubro Ltd.
3.11%
Tata Consultancy Services Ltd.
3.01%
Housing Development Finance Corporation Ltd.
3.00%
Kotak Mahindra Bank Ltd.
2.86%
ITC Ltd.
2.83%
United Spirits Ltd.
2.73%
Hindustan Unilever Ltd.
2.57%
Bharti Airtel Ltd.
2.37%
State Bank of India
2.31%
Maruti Suzuki India Ltd.
2.20%
NTPC Ltd.
2.17%
Tata Consumer Products Ltd.
2.05%
TREPS 01-Jun-2020
1.95%
Sun Pharmaceutical Industries Ltd.
1.91%
Divi's Laboratories Ltd.
1.73%
Bajaj Finserv Ltd.
1.68%
Max Financial Services Ltd.
1.55%
Abbott India Ltd.
1.45%
Axis Bank Ltd.
1.39%
Page Industries Ltd.
1.33%
Hindustan Petroleum Corporation Ltd.
1.29%
Whirlpool of India Ltd.
1.22%
Bajaj Finance Ltd.
1.20%
Kajaria Ceramics Ltd.
1.19%
Mahindra & Mahindra Ltd.
1.18%
Titan Company Ltd.
1.12%
Bayer Cropscience Ltd.
1.09%
WABCO India Ltd.
1.09%
Eicher Motors Ltd.
1.06%
Wipro Ltd.
1.05%
Ultratech Cement Ltd.
1.05%
GAIL (India) Ltd.
1.01%
Britannia Industries Ltd.
0.95%
Shree Cement Ltd.
0.91%
Natco Pharma Ltd.
0.79%
Tata Steel BSL Ltd.
0.77%
Astral Poly Technik Ltd.
0.74%
Atul Ltd.
0.71%
HDFC Life Insurance Company Ltd.
0.63%
Bharat Forge Ltd.
0.62%
SKF India Ltd.
0.55%
Finolex Cables Ltd.
0.53%
Motherson Sumi Systems Ltd.
0.52%
VIP Industries Ltd.
0.52%
UPL Ltd.
0.51%
Birla Corporation Ltd.
0.49%
Jubilant Foodworks Ltd.
0.48%
IPCA Laboratories Ltd.
0.48%
Honeywell Automation India Ltd.
0.46%
SRF Ltd.
0.45%
PI Industries Ltd.
0.43%
Exide Industries Ltd.
0.40%
AIA Engineering Ltd.
0.31%
Dabur India Ltd.
0.30%
Tata Steel Ltd.
0.29%
Aditya Birla Fashion and Retail Ltd.
0.20%
Torrent Pharmaceuticals Ltd.
0.10%
Avenue Supermarts Ltd.
0.09%
91 DAY T-BILL 11-Jun-2020
-0.26%
Cash & Cash Equivalents

Benchmark

Nifty 500 Index - TRI

Additional Benchmark

Nifty 50 Index - TRI

Horizon

3 years and above

Age

7 Yrs 182 Days

Performance

Suitable for

1. Long term capital growth with a three year lock-in.
2. Investment in equity and equity related securities including equity derivatives of large capitalization companies.

Investment Objective

To provide long term growth of capital. The Investment Manager will aim to achieve a return on assets in excess of the performance of S&P BSE 100 Index.

WHY INVEST IN Principal Personal Tax Saver Fund?

• The fund provides tax deduction under section 80C of the Income Tax Act.
• It is a diversified equity fund that invests in fundamentally strong companies across market capitalization.
• It aims to outperform benchmark across market cycles owing to its multi cap investment flexibility.

minimum investment

New Investor: Rs 500
Existing Investor: Rs 500

options

Both the Plans do not have any options at present

OTHER DETAILS

Exit Load:

Nil

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 500*
STP - Rs 500*
RWP - Rs 500*
(STP and RWP - Available after lock-in period)
*6 installments each

Cut Off Time

1.00 p.m (Applicable from 7th April till further notice). In respect of purchase/switch-in of units for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 1.00 p.m. and receipt of application (duly time stamped).
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fund manager

Sudhir Kedia

Sudhir Kedia

Mr. Sudhir Kedia has over 13 years of experience in research and asset...
funds managed