Principal Equity Savings Fund

Principal Equity Savings Fund

NAV

(as on 24-01-2020)

39.6719

3 YRS CAGR

(as on 24-01-2020)

7.49%

CAGR since inception

(since 01-01-2013)

7.24%

AUM

(as on 31-Dec-2019)

45.1 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 24-01-2020
* Benchmark : 30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index
* Additional Benchmark : CRISIL 10 Year Gilt Index

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 24-01-2020
* Benchmark : 30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index
* Additional Benchmark : CRISIL 10 Year Gilt Index

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 24-01-2020
* Benchmark : 30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index
* Additional Benchmark : CRISIL 10 Year Gilt Index
As on 31-Dec-2019
As on 31-Dec-2019
% of NAV
Sector
13.00%
Finance
12.79%
Banks
10.56%
Pharmaceuticals
10.10%
Consumer Non Durables
8.34%
Petroleum Products
8.02%
Software
3.28%
Power
2.88%
Auto Ancillaries
2.31%
Auto
1.54%
Construction Project
0.74%
Telecom - Services
0.56%
Textile Products
0.53%
Gas
0.49%
Media & Entertainment
0.39%
Ferrous Metals
0.33%
Minerals/Mining
0.31%
Cement
0.01%
Non - Ferrous Metals
As on 31-Dec-2019
% to NET Assets
Name
8.80%
Housing Development Finance Corporation Ltd.
7.94%
Reliance Industries Ltd.
6.84%
ITC Ltd.
6.35%
Infosys Ltd.
6.01%
Sun Pharmaceutical Industries Ltd.
5.40%
Cash & Cash Equivalents
4.41%
6.25% The Federal Bank Ltd. (Duration 181 Days)
4.00%
HDFC Bank Ltd.
2.95%
Aurobindo Pharma Ltd.
2.80%
ICICI Bank Ltd.
2.40%
Tata Power Company Ltd.
2.31%
8.25% Indian Railway Finance Corporation Ltd. 28-Feb-2024
2.30%
8.50% National Bank for Agriculture and Rural Development 31-Jan-2023
2.23%
7.57% Ultratech Cement Ltd. 06-Aug-2021
2.20%
5.95% Canara Bank (Duration 181 Days)
2.12%
Exide Industries Ltd.
1.96%
TREPS 01-Jan-2020
1.82%
Mahindra & Mahindra Financial Services Ltd.
1.79%
Kotak Mahindra Bank Ltd.
1.67%
Tata Consultancy Services Ltd.
1.54%
Larsen & Toubro Ltd.
1.41%
Tata Motors DVR Ltd.
1.41%
Max Financial Services Ltd.
1.27%
Dr. Reddy's Laboratories Ltd.
1.15%
9.25% Power Grid Corporation of India Ltd. 24-Jul-2021
1.10%
5.95% Canara Bank (Duration 181 Days)
1.10%
Axis Bank Ltd.
1.09%
Bank of Baroda
1.06%
Punjab National Bank
1.01%
Marico Ltd.
0.95%
State Bank of India
0.88%
NTPC Ltd.
0.80%
GlaxoSmithKline Consumer Healthcare Ltd.
0.76%
WABCO India Ltd.
0.75%
Britannia Industries Ltd.
0.74%
Bharti Airtel Ltd.
0.70%
Dabur India Ltd.
0.67%
Equitas Holdings Ltd.
0.67%
7.74% Bajaj Finance Ltd. 30-Jun-2020
0.55%
Hero MotoCorp Ltd.
0.53%
GAIL (India) Ltd.
0.49%
Zee Entertainment Enterprises Ltd.
0.40%
Hindustan Petroleum Corporation Ltd.
0.39%
Tata Steel BSL Ltd.
0.35%
Maruti Suzuki India Ltd.
0.35%
Page Industries Ltd.
0.33%
Coal India Ltd.
0.31%
Ultratech Cement Ltd.
0.23%
Torrent Pharmaceuticals Ltd.
0.21%
Raymond Ltd.
0.20%
SBI Life Insurance Company Ltd.
0.10%
Divi's Laboratories Ltd.
0.10%
ICICI Prudential Life Insurance Company Ltd.
0.09%
364 DAY T-BILL 09-Jan-2020
0.01%
Hindalco Industries Ltd.

Benchmark

30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index

Additional Benchmark

CRISIL 10 Year Gilt Index

Horizon

1-3 Years

Age

7 Yrs 25 Days

Performance

Suitable for

1. Income generation and capital appreciation over the medium to long term.
2. Investment in equity and equity related instruments, debt and money market instruments and arbitrage opportunities.

Investment Objective

To provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized or that income will be generated and the scheme does not assure or guarantee any returns.

WHY INVEST IN Principal Equity Savings Fund?

• Equity based, low volatility product for risk averse investors.
• Offers capital appreciation opportunities to conservative investors.
• Ideal for first time MF investors.

minimum investment

New Investor: Rs 5000
Existing Investor: Rs 1000

options

Both the Plans offer growth and half yearly and quarterly dividend option.

OTHER DETAILS

Exit Load:

Nil

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 500*
STP - Rs 1000
RWP - Rs 500
*12 installments each

Cut Off Time

3.00 p.m.In respect of purchase/switch-in in any of the above mentioned schemes for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 3.00 p.m. and receipt of application (duly time stamped).Further, in case of multiple applications for purchases/switch-ins in any of the scheme (irrespective of its Plan/Option) for an aggregate investment amount equal to or more than Rs.2 lakh on the same business day, such application shall be consolidated at PAN level irrespective of the number of the total application amount of Rs. 2 lakh and above to determine the NAV applicability.

fund manager

Sudhir Kedia

Sudhir Kedia

Mr. Sudhir Kedia has over 13 years of experience in research and asset...
funds managed
Gurvinder Singh Wasan Principal Corporate Bond Fund Manager

Gurvinder Singh Wasan

Gurvinder Singh Wasan is a Fund Manager at Principal Mutual Fund. He h...
funds managed