Principal Equity Savings Fund

Principal Equity Savings Fund

NAV

(as on 18-09-2020)

41.6056

3 YRS CAGR

(as on 18-09-2020)

5.79%

CAGR since inception

(since 01-01-2013)

7.26%

AUM

(as on 2020-08-31)

44.85 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 18-09-2020
* Benchmark : 30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index
* Additional Benchmark : CRISIL 10 Year Gilt Index

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 18-09-2020
* Benchmark : 30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index
* Additional Benchmark : CRISIL 10 Year Gilt Index

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 18-09-2020
* Benchmark : 30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index
* Additional Benchmark : CRISIL 10 Year Gilt Index
As on 2020-08-31
As on 2020-08-31
% of NAV
Sector
11.86%
Consumer Non Durables
11.85%
Banks
10.42%
Finance
7.74%
Auto
5.84%
Software
4.41%
Petroleum Products
3.75%
Auto Ancillaries
2.70%
Chemicals
2.34%
Pharmaceuticals
1.86%
Telecom - Services
1.48%
Consumer Durables
1.43%
Gas
1.18%
Power
1.14%
Construction Project
1.08%
Ferrous Metals
0.65%
Non - Ferrous Metals
0.40%
Pesticides
0.38%
Cement
As on 2020-08-31
% to NET Assets
Name
6.27%
Housing Development Finance Corporation Ltd.
5.43%
Maruti Suzuki India Ltd.
5.29%
TREPS 01-Sep-2020
5.00%
ITC Ltd.
4.76%
ICICI Bank Ltd.
4.47%
4.75% The Federal Bank Ltd. (Duration 181 Days)
3.81%
Reliance Industries Ltd.
3.40%
HDFC Bank Ltd.
3.35%
5.25% Punjab National Bank (Duration 365 Days)
2.82%
Tata Consultancy Services Ltd.
2.74%
United Spirits Ltd.
2.30%
7.57% Ultratech Cement Ltd. 06-Aug-2021
2.30%
7.06% Housing Development Finance Corporation Ltd. 13-Dec-2021
2.23%
5.70% The Federal Bank Ltd. (Duration 366 Days)
2.10%
HDFC Asset Management Company Ltd.
2.04%
Infosys Ltd.
1.86%
Bharti Airtel Ltd.
1.82%
Nestle India Ltd.
1.81%
CEAT Ltd.
1.67%
5.60% The Federal Bank Ltd. (Duration 365 Days)
1.63%
Rossari Biotech Ltd.
1.63%
Ashok Leyland Ltd.
1.62%
MRF Ltd.
1.61%
Max Financial Services Ltd.
1.48%
Cash & Cash Equivalents
1.36%
Hindustan Unilever Ltd.
1.26%
Kotak Mahindra Bank Ltd.
1.22%
8.25% Indian Railway Finance Corporation Ltd. 28-Feb-2024
1.22%
8.80% NTPC Ltd. 04-Apr-2023
1.21%
7.68% Government of India 15-Dec-2023
1.17%
7.24% REC Ltd. 31-Dec-2022
1.16%
6.40% National Bank for Agriculture and Rural Development 31-Jul-2023
1.14%
Larsen & Toubro Ltd.
1.08%
Tata Steel BSL Ltd.
1.07%
Atul Ltd.
1.01%
Gujarat Gas Ltd.
0.98%
MindTree Ltd.
0.94%
VST Industries Ltd.
0.94%
State Bank of India
0.92%
Titan Company Ltd.
0.90%
IPCA Laboratories Ltd.
0.90%
IndusInd Bank Ltd.
0.79%
Divi's Laboratories Ltd.
0.72%
NTPC Ltd.
0.68%
Mahindra & Mahindra Ltd.
0.65%
Sun Pharmaceutical Industries Ltd.
0.59%
Axis Bank Ltd.
0.56%
Blue Star Ltd.
0.47%
National Aluminium Company Ltd.
0.46%
Torrent Power Ltd.
0.44%
Bajaj Finserv Ltd.
0.42%
GAIL (India) Ltd.
0.40%
PI Industries Ltd.
0.38%
Ultratech Cement Ltd.
0.36%
Reliance Industries Ltd. - Partly paid Right
0.33%
91 DAY T-BILL 26-Nov-2020
0.32%
Exide Industries Ltd.
0.24%
Hindustan Petroleum Corporation Ltd.
0.18%
Hindalco Industries Ltd.
0.09%
182 DAY T-BILL 12-Nov-2020

Benchmark

30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index

Additional Benchmark

CRISIL 10 Year Gilt Index

Horizon

1-3 Years

Age

7 Yrs 263 Days

Performance

Suitable for

1. Income generation and capital appreciation over the medium to long term.
2. Investment in equity and equity related instruments, debt and money market instruments and arbitrage opportunities.

Investment Objective

To provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized or that income will be generated and the scheme does not assure or guarantee any returns.

WHY INVEST IN Principal Equity Savings Fund?

• Equity based, low volatility product for risk averse investors.
• Offers capital appreciation opportunities to conservative investors.
• Ideal for first time MF investors.

minimum investment

New Investor: Rs 5000
Existing Investor: Rs 1000

options

Both the Plans offer growth and half yearly and quarterly dividend option.

OTHER DETAILS

Exit Load:

Nil

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 500*
STP - Rs 1000
RWP - Rs 500
*12 installments each

Cut Off Time

1.00 p.m (Applicable from 7th April till further notice). In respect of purchase/switch-in of units for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 1.00 p.m. and receipt of application (duly time stamped).

fund manager

Sudhir Kedia

Sudhir Kedia

Mr. Sudhir Kedia has over 13 years of experience in research and asset...
funds managed
Gurvinder Singh Wasan Principal Corporate Bond Fund Manager

Gurvinder Singh Wasan

Gurvinder Singh Wasan is a Fund Manager at Principal Mutual Fund. He h...
funds managed