Principal Retirement Savings Fund Moderate Plan

Principal Retirement Savings Fund Moderate Plan

NAV

(as on 01-07-2020)

12.6925

3 YRS CAGR

(as on 01-07-2020)

2.3%

CAGR since inception

(since 14-12-2015)

5.38%

AUM

(as on 31-May-2020)

0.62 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 01-07-2020
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 01-07-2020
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 01-07-2020
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI
As on 31-May-2020
As on 31-May-2020
% of NAV
Sector
12.31%
Banks
10.80%
Consumer Non Durables
7.62%
Auto
5.01%
Media & Entertainment
4.54%
Software
4.52%
Petroleum Products
4.42%
Finance
3.28%
Pharmaceuticals
2.56%
Consumer Durables
1.99%
Auto Ancillaries
1.92%
Telecom - Services
1.87%
Cement
1.68%
Industrial Products
1.26%
Retailing
1.14%
Construction Project
0.85%
Fertilisers
0.81%
Chemicals
0.69%
Pesticides
0.62%
Transportation
0.52%
Services
0.48%
Engineering Services
0.44%
Ferrous Metals
0.24%
Construction
As on 31-May-2020
% to NET Assets
Name
16.69%
TREPS 01-Jun-2020
12.14%
Cash & Cash Equivalents
8.34%
ITC Ltd.
6.01%
Tata Motors Ltd.
5.01%
Zee Entertainment Enterprises Ltd.
3.93%
Reliance Industries Ltd.
3.80%
HDFC Bank Ltd.
3.38%
Bank of Baroda
2.42%
Infosys Ltd.
2.39%
ICICI Bank Ltd.
2.12%
Tata Consultancy Services Ltd.
1.92%
Bharti Airtel Ltd.
1.60%
91 DAY T-BILL 11-Jun-2020
1.59%
Hindustan Unilever Ltd.
1.34%
Divi's Laboratories Ltd.
1.25%
Housing Development Finance Corporation Ltd.
1.20%
Kotak Mahindra Bank Ltd.
1.17%
Maruti Suzuki India Ltd.
1.14%
Larsen & Toubro Ltd.
1.07%
Abbott India Ltd.
0.95%
MRF Ltd.
0.93%
Max Financial Services Ltd.
0.85%
Coromandel International Ltd.
0.78%
SBI Life Insurance Company Ltd.
0.77%
Avenue Supermarts Ltd.
0.76%
Relaxo Footwears Ltd.
0.69%
Bayer Cropscience Ltd.
0.69%
Axis Bank Ltd.
0.69%
Ultratech Cement Ltd.
0.67%
Shree Cement Ltd.
0.64%
Orient Electric Ltd.
0.63%
Astral Poly Technik Ltd.
0.63%
Dixon Technologies (India) Ltd.
0.62%
TCI Express Ltd.
0.61%
Balkrishna Industries Ltd.
0.60%
State Bank of India
0.56%
Bajaj Finance Ltd.
0.55%
Hindustan Petroleum Corporation Ltd.
0.55%
Timken India Ltd.
0.53%
Can Fin Homes Ltd.
0.53%
Whirlpool of India Ltd.
0.52%
Indian Railway Catering & Tourism Corporation Ltd.
0.51%
JK Cement Ltd.
0.50%
SRF Ltd.
0.49%
Aditya Birla Fashion and Retail Ltd.
0.48%
Rites Ltd.
0.44%
Jindal Steel & Power Ltd.
0.44%
Mahindra & Mahindra Ltd.
0.43%
Atul Ltd.
0.43%
Motherson Sumi Systems Ltd.
0.40%
Alkem Laboratories Ltd.
0.39%
United Spirits Ltd.
0.38%
Aarti Industries Ltd.
0.37%
Jubilant Foodworks Ltd.
0.37%
Muthoot Finance Ltd.
0.25%
City Union Bank Ltd.
0.24%
Kajaria Ceramics Ltd.
0.24%
Sun Pharmaceutical Industries Ltd.
0.23%
Natco Pharma Ltd.
0.11%
Britannia Industries Ltd.

Benchmark

CRISIL Hybrid 35+65 - Aggressive Index

Additional Benchmark

Nifty 50 Index - TRI

Horizon

Long term

Age

4 Yrs 201 Days

Performance

Suitable for

1. Income and long term capital growth.
2. Investment in equity and equity related securities, debt/money market securities as well as derivatives.

Investment Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

minimum investment

New Investor: Rs 5000
Existing Investor: Rs 1000

options

Both the Sub-Plans offer growth option.

OTHER DETAILS

Exit Load:

i. Nil in case of RWP/Redemption/Switch out from Principal Retirement Savings Fund after completion of 5 years lock-in period, or after attainment of retirement age of 60 years whichever is earlier.
ii. Nil in case of Auto transfer facility and switch option across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during lock-in period.
(Note: Age will be computed with reference to years completed on the date of transaction.)

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 2000*
STP - Rs 1000*
RWP - Rs 500*
(STP and RWP - Available after the completion of lock-in period)
*6 installments each

Cut Off Time

1.00 p.m (Applicable from 7th April till further notice). In respect of purchase/switch-in of units for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 1.00 p.m. and receipt of application (duly time stamped).
Note: Auto transfer facility and switch option is available across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during the lock-in period.

fund manager

Ravi Gopalakrishnan Principal Hybrid Equity Fund Manager

Ravi Gopalakrishnan

Mr. Ravi Gopalakrishnan has over 25 years of experience in research an...
funds managed