Principal Retirement Savings Fund Conservative Plan

Principal Retirement Savings Fund Conservative Plan

NAV

(as on 14-06-2019)

12.6495

3 YRS CAGR

(as on 14-06-2019)

6.67%

CAGR since inception

(since 14-12-2015)

6.93%

AUM

(as on 30-Apr-2019)

1.43 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 14-06-2019
* Benchmark : 30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index
* Additional Benchmark : CRISIL 10 Year Gilt Index

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 14-06-2019
* Benchmark : 30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index
* Additional Benchmark : CRISIL 10 Year Gilt Index

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

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Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 14-06-2019
* Benchmark : 30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index
* Additional Benchmark : CRISIL 10 Year Gilt Index
As on 30-Apr-2019
As on 30-Apr-2019
% of NAV
Sector
13.94%
Banks
9.69%
Finance
8.63%
Ferrous Metals
7.63%
Auto
6.14%
Pharmaceuticals
5.66%
Construction Project
3.81%
Media & Entertainment
3.25%
Consumer Non Durables
2.36%
Software
1.92%
Petroleum Products
0.98%
Power
0.82%
Cement
0.66%
Fertilisers
0.64%
Minerals/Mining
0.63%
Hotels, Resorts And Other Recreational Activities
0.53%
Consumer Durables
0.32%
Industrial Products
0.32%
Auto Ancillaries
0.22%
Telecom - Services
0.20%
Non - Ferrous Metals
As on 30-Apr-2019
% to NET Assets
Name
30.96%
Cash & Cash Equivalents
8.18%
Indiabulls Housing Finance Ltd.
8.07%
Tata Steel Ltd.
7.31%
Axis Bank Ltd.
7.15%
Maruti Suzuki India Ltd.
5.56%
Larsen & Toubro Ltd.
4.64%
Dr. Reddy's Laboratories Ltd.
3.81%
Sun TV Network Ltd.
1.92%
Reliance Industries Ltd.
1.65%
HDFC Bank Ltd.
1.43%
State Bank of India
1.31%
ICICI Bank Ltd.
1.13%
Tata Consultancy Services Ltd.
0.99%
ITC Ltd.
0.91%
Infosys Ltd.
0.84%
Sun Pharmaceutical Industries Ltd.
0.74%
Housing Development Finance Corporation Ltd.
0.74%
Kotak Mahindra Bank Ltd.
0.69%
364 DAY T-BILL 25-Jul-2019
0.66%
Chambal Fertilisers and Chemicals Ltd.
0.64%
Coal India Ltd.
0.63%
The Indian Hotels Company Ltd.
0.56%
GlaxoSmithKline Consumer Healthcare Ltd.
0.54%
Dabur India Ltd.
0.53%
SBI Life Insurance Company Ltd.
0.53%
Bajaj Electricals Ltd.
0.49%
NTPC Ltd.
0.49%
Tata Power Company Ltd.
0.45%
Britannia Industries Ltd.
0.43%
Bank of Baroda
0.42%
Marico Ltd.
0.38%
Abbott India Ltd.
0.36%
The India Cements Ltd.
0.36%
City Union Bank Ltd.
0.34%
Steel Authority of India Ltd.
0.32%
Ramkrishna Forgings Ltd.
0.32%
HCL Technologies Ltd.
0.32%
Asahi India Glass Ltd.
0.30%
The Federal Bank Ltd.
0.29%
Bombay Burmah Trading Corporation Ltd.
0.28%
Dishman Carbogen Amcis Ltd.
0.26%
Bajaj Auto Ltd.
0.24%
ICICI Prudential Life Insurance Company Ltd.
0.23%
Birla Corporation Ltd.
0.23%
JK Cement Ltd.
0.22%
Bharti Airtel Ltd.
0.22%
Hero MotoCorp Ltd.
0.22%
Kirloskar Ferrous Industries Ltd.
0.22%
Karur Vysya Bank Ltd.
0.20%
Hindustan Zinc Ltd.
0.19%
Yes Bank Ltd.
0.10%
Hindustan Construction Company Ltd.

Benchmark

30% Nifty 50 - TRI + 70% CRISIL Liquid Fund Index

Horizon

Long term

Age

3 Yrs 184 Days

Performance

Suitable for

1. Income generation and capital appreciation over the medium to long term.
2. Investment in equity and equity related instruments, debt and money market instruments and arbitrage opportunities.

Investment Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of euqity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

minimum investment

New Investor: Rs 5000
Existing Investor: Rs 1000

expense ratio

options

Both the Sub-Plans offer growth option.

OTHER DETAILS

Exit Load:

i. Nil in case of RWP/Redemption/Switch out from Principal Retirement Savings Fund after completion of 5 years lock-in period, or after attainment of retirement age of 60 years whichever is earlier.
ii. Nil in case of Auto Transfer facility and Switch option across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during lock-in period.
(Note: Age will be computed with reference to years completed on the date of transaction.)

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 2000*
STP - Rs 1000*
RWP - Rs 500*
(STP and RWP - Available after the completion of lock-in period)
*6 installments each

Cut Off Time

3.00 p.m. In respect of purchase/switch-in of units for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 3.00 p.m. and receipt of application (duly time stamped).
Note: Auto transfer facility and switch option is available across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during the lock-in period.

fund manager

P V K Mohan Principal Hybrid Equity Fund Manager

P.V.K Mohan

P.V.K Mohan has spent over 25 years in equity research and fund manage...
funds managed

Scheme Document & Forms

Downloads

Factsheet

Downloads

KIM

Downloads

Application Form