Principal Retirement Savings Fund Moderate Plan

Principal Retirement Savings Fund Moderate Plan

Moderately high Risk
NAV (as on 17-12-2018)

12.7009

1 YEAR RETURN (as on 17-12-2018)

0.55%

CAGR since inception (since 14-12-2015)

8.26%

AUM (as on 30-Nov-2018)

1.11 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 17-12-2018
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 17-12-2018
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 17-12-2018
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI
As on 30-Nov-2018
10.25%
Software
8.71%
Banks
8.58%
Petroleum Products
7.92%
Pharmaceuticals
5.82%
Ferrous Metals
5.36%
Finance
5.01%
Consumer Non Durables
2.14%
Power
2.05%
Construction Project
1.81%
Auto
1.42%
Cement
0.98%
Chemicals
0.93%
Auto Ancillaries
0.93%
Industrial Products
0.89%
Hotels, Resorts And Other Recreational Activities
0.80%
Fertilisers
0.71%
Consumer Durables
0.63%
Non - Ferrous Metals
0.56%
Minerals/Mining
0.33%
Textile Products
0.26%
Construction
0.25%
Telecom - Services
0.15%
Diversified Consumer Services
18.47%
Principal Low Duration Fund - Direct Plan - Growth Option
8.18%
Cash & Cash Equivalents
7.02%
Wipro Ltd.
6.59%
Hindustan Petroleum Corporation Ltd.
6.13%
Dr. Reddy's Laboratories Ltd.
5.97%
Principal Cash Management Fund -Growth Option
5.06%
Tata Steel Ltd.
3.22%
Indiabulls Housing Finance Ltd.
2.22%
HDFC Bank Ltd.
1.99%
Reliance Industries Ltd.
1.69%
ICICI Bank Ltd.
1.58%
State Bank of India
1.54%
Tata Consultancy Services Ltd.
1.52%
ITC Ltd.
1.48%
Larsen & Toubro Ltd.
1.26%
Infosys Ltd.
1.18%
Housing Development Finance Corporation Ltd.
0.91%
Tata Power Company Ltd.
0.89%
The Indian Hotels Company Ltd.
0.89%
91 DAY T-BILL 08-Feb-2019
0.86%
Dabur India Ltd.
0.85%
GlaxoSmithKline Consumer Healthcare Ltd.
0.84%
NTPC Ltd.
0.80%
Chambal Fertilisers and Chemicals Ltd.
0.78%
Phillips Carbon Black Ltd.
0.74%
Britannia Industries Ltd.
0.71%
Bajaj Electricals Ltd.
0.64%
Kotak Mahindra Bank Ltd.
0.61%
ICICI Prudential Life Insurance Company Ltd.
0.56%
Coal India Ltd.
0.55%
Maruti Suzuki India Ltd.
0.54%
Asahi India Glass Ltd.
0.53%
Bombay Burmah Trading Corporation Ltd.
0.53%
Ramkrishna Forgings Ltd.
0.51%
Marico Ltd.
0.51%
Aurobindo Pharma Ltd.
0.50%
Mahindra & Mahindra Ltd.
0.49%
The India Cements Ltd.
0.47%
Abbott India Ltd.
0.46%
Kirloskar Ferrous Industries Ltd.
0.46%
KEC International Ltd.
0.45%
City Union Bank Ltd.
0.43%
HCL Technologies Ltd.
0.43%
Dishman Carbogen Amcis Ltd.
0.40%
Jain Irrigation Systems Ltd.
0.39%
Hero MotoCorp Ltd.
0.39%
Rico Auto Industries Ltd.
0.39%
Kalpataru Power Transmission Ltd.
0.39%
Axis Bank Ltd.
0.38%
Sun Pharmaceutical Industries Ltd.
0.38%
Canara Bank
0.37%
Bajaj Auto Ltd.
0.36%
Ultratech Cement Ltd.
0.36%
The Federal Bank Ltd.
0.35%
Hindustan Zinc Ltd.
0.35%
Shriram Transport Finance Company Ltd.
0.34%
Karur Vysya Bank Ltd.
0.33%
Birla Corporation Ltd.
0.33%
Raymond Ltd.
0.30%
Steel Authority of India Ltd.
0.29%
Bank of Baroda
0.28%
National Aluminium Company Ltd.
0.26%
Gayatri Projects Ltd.
0.25%
Bharti Airtel Ltd.
0.24%
JK Cement Ltd.
0.22%
Vijaya Bank
0.20%
Rain Industries Ltd.
0.15%
Syndicate Bank
0.15%
CL Educate Ltd.
0.11%
Hindustan Construction Company Ltd.

Benchmark

CRISIL Hybrid 35+65 - Aggressive Index

Horizon

Long term

Age

3 Yrs 4 Days

Performance

Suitable for

1. Income and long term capital growth.
2. Investment in equity and equity related securities, debt/money market securities as well as derivatives.

Investment Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

minimum investment

New Investor: Rs 5000
Existing Investor: Rs 1000

plans

Regular Sub-Plan and Direct Sub-Plan

expense ratio

options

Both the Sub-Plans offer growth option.

OTHER DETAILS

Exit Load:
i. Nil in case of RWP/Redemption/Switch out from Principal Retirement Savings Fund after completion of 5 years lock-in period, or after attainment of retirement age of 60 years whichever is earlier.
ii. Nil in case of Auto transfer facility and switch option across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during lock-in period.
(Note: Age will be computed with reference to years completed on the date of transaction.)

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 2000*
STP - Rs 1000*
RWP - Rs 500*
(STP and RWP - Available after the completion of lock-in period)
*6 installments each

Cut Off Time

3.00 p.m. In respect of purchase/switch-in of units for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 3.00 p.m. and receipt of application (duly time stamped).
Note: Auto transfer facility and switch option is available across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during the lock-in period.

fund manager

P.V.K Mohan

P.V.K Mohan has spent over 25 years in equity research and fund manage...
funds managed

Scheme Document & Forms

Fact Sheet

KIM

Application Form