Principal Retirement Savings Fund Moderate Plan

Principal Retirement Savings Fund Moderate Plan

Moderately high Risk

NAV

(as on 15-02-2019)

12.4678

3 YRS CAGR

(as on 15-02-2019)

8.79%

CAGR since inception

(since 14-12-2015)

7.17%

AUM

(as on 31-Jan-2019)

0.77 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 15-02-2019
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 15-02-2019
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 15-02-2019
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI
As on 31-Jan-2019
As on 31-Jan-2019
11.47%
Pharmaceuticals
11.32%
Banks
8.71%
Auto
7.99%
Cement
6.55%
Consumer Non Durables
3.83%
Software
2.58%
Power
2.17%
Construction Project
2.01%
Petroleum Products
1.52%
Finance
1.32%
Fertilisers
1.26%
Hotels, Resorts And Other Recreational Activities
0.99%
Consumer Durables
0.76%
Auto Ancillaries
0.74%
Minerals/Mining
0.69%
Telecom - Services
0.68%
Industrial Products
0.64%
Ferrous Metals
0.44%
Textile Products
As on 31-Jan-2019
17.92%
Cash & Cash Equivalents
8.79%
Dr. Reddy's Laboratories Ltd.
8.66%
Principal Cash Management Fund -Growth Option
7.12%
Maruti Suzuki India Ltd.
6.99%
Grasim Industries Ltd.
6.46%
L&T Housing Finance Ltd. 04-Feb-2019
2.63%
HDFC Bank Ltd.
2.49%
ICICI Bank Ltd.
2.01%
Reliance Industries Ltd.
1.90%
ITC Ltd.
1.82%
Tata Consultancy Services Ltd.
1.48%
State Bank of India
1.43%
Larsen & Toubro Ltd.
1.40%
Infosys Ltd.
1.32%
Chambal Fertilisers and Chemicals Ltd.
1.31%
Axis Bank Ltd.
1.29%
91 DAY T-BILL 08-Feb-2019
1.26%
The Indian Hotels Company Ltd.
1.22%
Tata Power Company Ltd.
1.14%
Housing Development Finance Corporation Ltd.
1.11%
Dabur India Ltd.
1.07%
Britannia Industries Ltd.
1.04%
GlaxoSmithKline Consumer Healthcare Ltd.
0.99%
Bajaj Electricals Ltd.
0.95%
City Union Bank Ltd.
0.94%
Kotak Mahindra Bank Ltd.
0.78%
NTPC Ltd.
0.76%
Asahi India Glass Ltd.
0.76%
Marico Ltd.
0.74%
Coal India Ltd.
0.73%
Abbott India Ltd.
0.71%
Aurobindo Pharma Ltd.
0.70%
Sun Pharmaceutical Industries Ltd.
0.69%
Bharti Airtel Ltd.
0.68%
Ramkrishna Forgings Ltd.
0.67%
Bombay Burmah Trading Corporation Ltd.
0.64%
Kirloskar Ferrous Industries Ltd.
0.63%
The India Cements Ltd.
0.62%
Mahindra & Mahindra Ltd.
0.61%
HCL Technologies Ltd.
0.58%
Kalpataru Power Transmission Ltd.
0.54%
Dishman Carbogen Amcis Ltd.
0.54%
Karur Vysya Bank Ltd.
0.53%
Canara Bank
0.50%
Bajaj Auto Ltd.
0.47%
Hindustan Construction Company Ltd.
0.47%
Hero MotoCorp Ltd.
0.45%
Bank of Baroda
0.44%
Raymond Ltd.
0.38%
ICICI Prudential Life Insurance Company Ltd.
0.37%
Birla Corporation Ltd.
0.27%
KEC International Ltd.

Benchmark

CRISIL Hybrid 35+65 - Aggressive Index

Horizon

Long term

Age

3 Yrs 66 Days

Performance

Suitable for

1. Income and long term capital growth.
2. Investment in equity and equity related securities, debt/money market securities as well as derivatives.

Investment Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

minimum investment

New Investor: Rs 5000
Existing Investor: Rs 1000

expense ratio

options

Both the Sub-Plans offer growth option.

OTHER DETAILS

Exit Load:

i. Nil in case of RWP/Redemption/Switch out from Principal Retirement Savings Fund after completion of 5 years lock-in period, or after attainment of retirement age of 60 years whichever is earlier.
ii. Nil in case of Auto transfer facility and switch option across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during lock-in period.
(Note: Age will be computed with reference to years completed on the date of transaction.)

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 2000*
STP - Rs 1000*
RWP - Rs 500*
(STP and RWP - Available after the completion of lock-in period)
*6 installments each

Cut Off Time

3.00 p.m. In respect of purchase/switch-in of units for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 3.00 p.m. and receipt of application (duly time stamped).
Note: Auto transfer facility and switch option is available across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during the lock-in period.

fund manager

P V K Mohan Principal Hybrid Equity Fund Manager

P.V.K Mohan

P.V.K Mohan has spent over 25 years in equity research and fund manage...
funds managed

Scheme Document & Forms

Downloads

Fact Sheet

Downloads

KIM

Downloads

Application Form