Principal Retirement Savings Fund Moderate Plan

Principal Retirement Savings Fund Moderate Plan

NAV

(as on 16-07-2019)

12.7287

3 YRS CAGR

(as on 16-07-2019)

6.59%

CAGR since inception

(since 14-12-2015)

6.95%

AUM

(as on 30-Jun-2019)

0.74 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 16-07-2019
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 16-07-2019
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

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Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 16-07-2019
* Benchmark : CRISIL Hybrid 35+65 - Aggressive Index
* Additional Benchmark : Nifty 50 Index - TRI
As on 30-Jun-2019
As on 30-Jun-2019
% of NAV
Sector
13.78%
Banks
10.80%
Pharmaceuticals
10.56%
Cement
7.72%
Auto
6.48%
Consumer Non Durables
4.24%
Software
2.83%
Finance
2.25%
Construction Project
2.23%
Power
2.16%
Petroleum Products
1.47%
Hotels, Resorts And Other Recreational Activities
1.20%
Consumer Durables
1.05%
Telecom - Services
0.87%
Minerals/Mining
0.68%
Auto Ancillaries
0.65%
Industrial Products
0.60%
Ferrous Metals
As on 30-Jun-2019
% to NET Assets
Name
29.08%
Cash & Cash Equivalents
9.30%
Grasim Industries Ltd.
8.65%
Dr. Reddy's Laboratories Ltd.
6.65%
Maruti Suzuki India Ltd.
3.25%
HDFC Bank Ltd.
2.83%
ICICI Bank Ltd.
2.52%
State Bank of India
2.16%
Reliance Industries Ltd.
2.12%
Tata Consultancy Services Ltd.
1.96%
ITC Ltd.
1.77%
Larsen & Toubro Ltd.
1.54%
Axis Bank Ltd.
1.47%
The Indian Hotels Company Ltd.
1.44%
Infosys Ltd.
1.37%
Housing Development Finance Corporation Ltd.
1.35%
364 DAY T-BILL 25-Jul-2019
1.24%
Tata Power Company Ltd.
1.20%
Bajaj Electricals Ltd.
1.16%
Kotak Mahindra Bank Ltd.
1.15%
GlaxoSmithKline Consumer Healthcare Ltd.
1.14%
City Union Bank Ltd.
1.05%
Dabur India Ltd.
1.05%
Bharti Airtel Ltd.
0.99%
NTPC Ltd.
0.97%
Britannia Industries Ltd.
0.91%
SBI Life Insurance Company Ltd.
0.87%
Coal India Ltd.
0.84%
Abbott India Ltd.
0.80%
Marico Ltd.
0.79%
The India Cements Ltd.
0.70%
Sun Pharmaceutical Industries Ltd.
0.68%
HCL Technologies Ltd.
0.68%
Asahi India Glass Ltd.
0.65%
Ramkrishna Forgings Ltd.
0.61%
Dishman Carbogen Amcis Ltd.
0.60%
Kirloskar Ferrous Industries Ltd.
0.58%
Bajaj Auto Ltd.
0.55%
Bombay Burmah Trading Corporation Ltd.
0.55%
ICICI Prudential Life Insurance Company Ltd.
0.51%
Bank of Baroda
0.49%
Hero MotoCorp Ltd.
0.48%
Hindustan Construction Company Ltd.
0.47%
Birla Corporation Ltd.
0.46%
Karur Vysya Bank Ltd.
0.37%
Yes Bank Ltd.

Benchmark

CRISIL Hybrid 35+65 - Aggressive Index

Horizon

Long term

Age

3 Yrs 215 Days

Performance

Suitable for

1. Income and long term capital growth.
2. Investment in equity and equity related securities, debt/money market securities as well as derivatives.

Investment Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

minimum investment

New Investor: Rs 5000
Existing Investor: Rs 1000

expense ratio

options

Both the Sub-Plans offer growth option.

OTHER DETAILS

Exit Load:

i. Nil in case of RWP/Redemption/Switch out from Principal Retirement Savings Fund after completion of 5 years lock-in period, or after attainment of retirement age of 60 years whichever is earlier.
ii. Nil in case of Auto transfer facility and switch option across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during lock-in period.
(Note: Age will be computed with reference to years completed on the date of transaction.)

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 2000*
STP - Rs 1000*
RWP - Rs 500*
(STP and RWP - Available after the completion of lock-in period)
*6 installments each

Cut Off Time

3.00 p.m. In respect of purchase/switch-in of units for an amount equal to or more than Rs. 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 3.00 p.m. and receipt of application (duly time stamped).
Note: Auto transfer facility and switch option is available across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during the lock-in period.

fund manager

P V K Mohan Principal Hybrid Equity Fund Manager

P.V.K Mohan

P.V.K Mohan has spent over 25 years in equity research and fund manage...
funds managed