Principal Retirement Savings Fund Progressive Plan

Principal Retirement Savings Fund Progressive Plan

Moderately high Risk
NAV (as on 17-12-2018)

13.5862

1 YEAR RETURN (as on 17-12-2018)

-1.43%

CAGR since inception (since 14-12-2015)

10.7%

AUM (as on 30-Nov-2018)

1.66 Cr

Investment type

Investment Amount

Tenure

Growth

This Fund Benchmark Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 17-12-2018
* Benchmark : Nifty 200 Full Marketcap Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

This Fund
Benchmark
Additional Benchmark
* Returns shown are for the growth option and are calculated uptil 17-12-2018
* Benchmark : Nifty 200 Full Marketcap Index
* Additional Benchmark : Nifty 50 Index - TRI

* Different plans shall have a different expense structure. Past performance may or may not be sustained in future. Returns (in %) less than one year are absolute. Returns (in %) for one year or more are calculated on Compounded Annualized Basis (CAGR). Performance of the dividend option for the investors would be net of dividend distribution tax, as applicable.

Investment type

Investment Amount

Tenure

Growth

Annualized Return Absolute Return
* Returns shown are for the growth option and are calculated uptil 17-12-2018
* Benchmark : Nifty 200 Full Marketcap Index
* Additional Benchmark : Nifty 50 Index - TRI
As on 30-Nov-2018
15.26%
Banks
8.44%
Consumer Non Durables
5.24%
Software
4.15%
Petroleum Products
3.55%
Construction Project
3.46%
Finance
3.14%
Power
2.93%
Pharmaceuticals
2.91%
Auto
2.85%
Cement
1.59%
Chemicals
1.52%
Auto Ancillaries
1.51%
Fertilisers
1.51%
Industrial Products
1.44%
Hotels, Resorts And Other Recreational Activities
1.22%
Ferrous Metals
1.15%
Consumer Durables
1.00%
Non - Ferrous Metals
0.90%
Minerals/Mining
0.54%
Textile Products
0.42%
Construction
0.39%
Telecom - Services
0.24%
Diversified Consumer Services
27.67%
Principal Low Duration Fund - Direct Plan - Growth Option
6.38%
Cash & Cash Equivalents
4.15%
Reliance Industries Ltd.
3.79%
ICICI Bank Ltd.
3.59%
HDFC Bank Ltd.
2.65%
State Bank of India
2.63%
Larsen & Toubro Ltd.
2.50%
Tata Consultancy Services Ltd.
2.45%
ITC Ltd.
2.04%
Infosys Ltd.
1.91%
Housing Development Finance Corporation Ltd.
1.51%
Chambal Fertilisers and Chemicals Ltd.
1.45%
Tata Power Company Ltd.
1.44%
The Indian Hotels Company Ltd.
1.39%
Dabur India Ltd.
1.35%
GlaxoSmithKline Consumer Healthcare Ltd.
1.26%
Phillips Carbon Black Ltd.
1.25%
Marico Ltd.
1.15%
Ultratech Cement Ltd.
1.15%
Bajaj Electricals Ltd.
1.14%
Britannia Industries Ltd.
1.06%
NTPC Ltd.
1.05%
Kotak Mahindra Bank Ltd.
0.99%
ICICI Prudential Life Insurance Company Ltd.
0.92%
Maruti Suzuki India Ltd.
0.90%
Coal India Ltd.
0.88%
Asahi India Glass Ltd.
0.86%
Ramkrishna Forgings Ltd.
0.86%
Bombay Burmah Trading Corporation Ltd.
0.82%
Aurobindo Pharma Ltd.
0.81%
Mahindra & Mahindra Ltd.
0.80%
Abbott India Ltd.
0.79%
The India Cements Ltd.
0.75%
Kirloskar Ferrous Industries Ltd.
0.74%
KEC International Ltd.
0.72%
City Union Bank Ltd.
0.70%
HCL Technologies Ltd.
0.69%
Dishman Carbogen Amcis Ltd.
0.65%
Jain Irrigation Systems Ltd.
0.64%
Rico Auto Industries Ltd.
0.63%
Axis Bank Ltd.
0.63%
Kalpataru Power Transmission Ltd.
0.62%
Sun Pharmaceutical Industries Ltd.
0.61%
Canara Bank
0.60%
The Federal Bank Ltd.
0.59%
91 DAY T-BILL 08-Feb-2019
0.59%
Hero MotoCorp Ltd.
0.59%
Bajaj Auto Ltd.
0.56%
Shriram Transport Finance Company Ltd.
0.55%
Karur Vysya Bank Ltd.
0.55%
Hindustan Zinc Ltd.
0.54%
Raymond Ltd.
0.53%
Birla Corporation Ltd.
0.47%
Bank of Baroda
0.47%
Steel Authority of India Ltd.
0.45%
National Aluminium Company Ltd.
0.42%
Gayatri Projects Ltd.
0.39%
Bharti Airtel Ltd.
0.38%
JK Cement Ltd.
0.36%
Vijaya Bank
0.33%
Rain Industries Ltd.
0.24%
CL Educate Ltd.
0.24%
Syndicate Bank
0.18%
Hindustan Construction Company Ltd.

Benchmark

Nifty 200 Full Marketcap Index

Horizon

Long term

Age

3 Yrs 4 Days

Performance

Suitable for

1. Long term capital growth.
2. Investment in equity and equity related securities including equity derivatives of companies across market capitalization.

Investment Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

minimum investment

New Investor: Rs 5000
Existing Investor: Rs 1000

plans

Regular Sub-Plan and Direct Sub-Plan

expense ratio

options

Both the Sub-Plans offer growth option.

OTHER DETAILS

Exit Load:
i. Nil in case of RWP/Redemption/Switch out from Principal Retirement Savings Fund after completion of 5 years lock-in period, or after attainment of retirement age of 60 years whichever is earlier.
ii. Nil in case of Auto Transfer facility and Switch Option across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during lock-in period.
(Note: Age will be computed with reference to years completed on the date of transaction.)

SIP/STP/RWP -Available

Minimum No. & Amt. of
SIP - Rs 2000*
STP - Rs 1000*
RWP - Rs 500*
(STP and RWP - Available after the completion of lock-in period)
*6 installments each

Cut Off Time

3.00 p.m. In respect of purchase/switch-in of units for an amount equal to or more than 2 lakh, the closing NAV (Net Asset Value) of the day shall be applicable subject to realisation of the funds up to 3.00 p.m. and receipt of application (duly time stamped).
Note: Auto transfer facility and switch option is available across the three plans namely Progressive Plan, Moderate Plan and Conservative Plan during the lock-in period.

fund manager

P.V.K Mohan

P.V.K Mohan has spent over 25 years in equity research and fund manage...
funds managed

Scheme Document & Forms

Fact Sheet

KIM

Application Form